Insurance companies in Xiamen

1. Long Jun Life Insurance Co., Ltd. officially opened on June 5438+February 65438+July 2008. Xiamen Jianfa Group Co., Ltd., which ranks first among Fujian 100 top enterprise groups for many years in a row, and Taiwan Province Life Insurance Co., Ltd., which has more than 60 years of life insurance management experience, jointly initiated the establishment. Is the first insurance company headquartered in Fujian Province. Long Jun Life Insurance Co., Ltd. is the first insurance company headquartered in Fujian Province established by Xiamen Jianfa Group Co., Ltd. and Taiwan Province Life Insurance Co., Ltd. The company makes full use of shareholders' resources, continuously introduces international advanced life insurance management experience, adheres to the core values of caring, professionalism, high efficiency, enterprising and innovation, and strives to be the most trustworthy insurance company.

2. Xiamen Jianfa Group Co., Ltd. is a state-owned investment enterprise group affiliated to Xiamen Municipal Government. The Group now owns holding enterprises such as Xiamen Jianfa Co., Ltd. (listed), Jianfa Real Estate Group Co., Ltd., Xiamen Jianfa Tourism Group Co., Ltd., Xiamen International Convention and Exhibition Holdings Co., Ltd., Lianfa Group Co., Ltd., Xiamen International Trust Co., Ltd., and other shareholding enterprises such as Xiamen Airlines Co., Ltd. and Xiamen International Bank. Its main business includes trade and logistics and real estate development. Up to now, the group's total assets have reached 45 billion yuan, and its operating income has exceeded 50 billion yuan, ranking 147 among the top 500 Chinese enterprises in 20 10, ranking 53 among the top 500 service enterprises in China, and ranking first among the top 500 Fujian enterprise groups 100 for many years.

An insurance company refers to a company as a legal person established in accordance with the Insurance Law and the Company Law. Insurance companies collect premiums, invest the premium capital in bonds, stocks, loans and other assets, and use the income of these assets to pay the insurance compensation determined in the policy. Through the above business, insurance companies can get high return on investment, provide customers with appropriate insurance services at lower premiums, and make profits.

The business of insurance companies is divided into two categories:

(1) Personal insurance business, including life insurance, health insurance and accident insurance.

(2) Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance business. Insurance companies in China are generally not allowed to operate life insurance business and property insurance business at the same time.

An insurance company is an insurer in the form of company organization, which deals in insurance business. The insurer in the insurance relationship has the right to collect insurance premiums and establish insurance premium funds. At the same time, in the event of an insured accident, it is obliged to compensate the insured for economic losses.