company introduction
Carl Finance is a financial technology company relying on Internet technology and big data risk control, based on serving the majority of quality car owners and partners.
At present, the operator of Karl Finance is Beijing Qusu Technology Development Co., Ltd., which was established in February 2065438+2004 with a registered capital of100000 RMB and its headquarters is located in Sanyuanqiao, Chaoyang District, Beijing.
Carl Finance has set up Brilliant International Financial Leasing (Tianjin) Co., Ltd. to carry out retail auto finance business and Auto Loan Financial Leasing Co., Ltd. to carry out direct leasing and channel business in the auto finance sector; Chexin Insurance Brokerage Co., Ltd. (to be established) has been deployed in the insurance field; At the same time, in the field of financial technology, Beijing Chexin Jinke Information Technology Co., Ltd., with big data risk control as the core, and Beijing Lei Wen Technology Co., Ltd., which provides customized online solutions for system development and operation processes for Internet and microfinance enterprises, have been deployed; At the same time, it is also planning to apply for financial licenses such as Internet small loans, and conduct multi-dimensional cooperation with a number of Internet finance and FINtech technology companies.
Carl Finance takes automobiles as the carrier, aiming at establishing high efficiency for high-quality car owners and partners with various needs such as financing, insurance and investment.
What does a financial company do?
Finance company is a kind of credit institution that manages investment and provides long-term funds. They raise long-term funds by accepting and buying stocks and bonds issued by enterprises, and at the same time issue securities for fund scheduling to support the development of private enterprises.
In western countries, financial companies are extremely important financial institutions. Its financing mainly depends on issuing commercial paper in the money market and issuing stocks and bonds in the capital market; They also borrowed money from banks, but the proportion was very small. The collected funds are used to provide loans to consumers and small businesses who buy durable consumer goods and repair houses.
Financial companies are divided into three categories: sales finance companies, consumer finance companies and industrial and commercial finance companies. Some financial companies are formed by parent companies to help promote their products. For example, Ford Motor Credit Company, established by Ford Motor Company, provides consumer credit to consumers who buy Ford cars.