I. Automobile loan business of Wenzhou Bank
This product is a loan issued by the bank to the borrower and can be used to buy a car. Suitable for users with sufficient repayment ability. The maximum amount is 80% of the car price, the minimum is 50% of the car price, and the longest period is no more than 5 years. The loan term (including extension) of second-hand car loans shall not exceed 3 years.
Two, Wenzhou Bank car loan application materials
(1) The loan application form needs to be filled in according to the format of Wenzhou Bank, and it can be filled directly in the bank.
(2) Valid identification (such as ID card, household registration book, residence certificate, etc.). ), and prepare the original and copy. If you are married, you need to submit a marriage certificate.
(3) Car purchase agreement or contract, Wenzhou Bank has cooperation with many dealers, and users need to consult the cooperative models of the bank before they can handle car loan business.
(4) Proof of deposit of not less than the down payment.
(5) If it is an operating vehicle, it is also necessary to provide the approval of the operating line.
(6) Certificate of ownership of mortgaged (pledged) property rights and original certificate of * * * someone agreeing to mortgage (pledged).
(7) Motor vehicle insurance policy of insurance company.
(8) If the guarantor is an enterprise, it shall provide business license, enterprise code certificate, articles of association, financial statements, etc. If the guarantor is an individual, he shall provide proof of identity and income (or income certificate), and submit the original.
(nine) other information or documents that need to be provided.