Who are the credit agencies in Bai Hang? Which 8 private credit information companies are included?

2065438+On February 24th, 2008, Baixing Credit Information Co., Ltd. was officially granted the license to establish personal credit information, and the first personal credit information business license in China was divided equally by eight companies including Ali, Tencent and Qianhai. 1, China Internet Finance Association is the largest shareholder, holding 36%; This Association is led by the Law Department of the People's Bank of China, and promoted by CBRC, CSRC, CIRC and China Payment and Clearing Association. 2. Sesame Credit holds 8% of the shares; Sesame Credit took the lead in launching "Sesame Credit Score", accessing e-commerce transaction data, online financial data and public institution data (Supreme Law, Ministry of Education, public security network, industry and commerce, etc. ) and partner data. 3. Tencent Credit Information holds 8% of shares; Tencent Credit Information mainly uses its huge user base and big data advantages, and uses the massive information on social networks to establish credit information reports based on Internet information for users. 4. Lacarra Credit holds 8% of the shares; Convenience, e-commerce, finance and daily operation related data accumulated by nearly 100 million individual users and millions of offline merchants in Lacarra for ten years. 5. Qianhai Credit Information holds 8% of the shares; Ping An Group has been focusing on the financial sector for many years. Different from the data sources of Sesame Credit and Tencent Credit, 60% of the data sources of Qianhai Credit are the financial data of Ping An Group, which lags far behind Sesame Credit and Tencent Credit in overall user coverage. 6. China Chengxin holds 8% of the shares; The data source of China Cheng Xin mainly depends on the third party. The basic operation mode is that when other credit reporting agencies need credit information, they will initiate the demand from China Chengxin, and then China Chengxin will ask the data providers that cooperate with them to process it, and finally form a credit report. 7. Peng Yuanzheng holds 8% of the shares; Pengyuanzheng Credit Information System is one of the earliest commercial credit information institutions established in China. Its earliest "Shenzhen Personal Credit Information System" has been in operation since August 2002, and personal and corporate credit information services have covered the whole country. 8. Zhongzhicheng Zheng Xin holds 8% of the shares; As an advocate of anti-fraud credit reporting, most of its data come from P2P online lending and anti-fraud cloud platforms specially developed by Internet financial institutions. 9. Huadao Credit Information holds 8% of the shares; The data collected by Huadao Credit Information mainly comes from five sources: bank credit information data, public security and judicial data, operator data, public enterprise data and network trace data.