If you don't know how to understand insurance companies, you can read this article first: What should we look at insurance companies?
1, company strength
Fude Life Insurance Co., Ltd. is a national professional life insurance company, established in 2002 and headquartered in Shenzhen, with a registered capital of117.52 million yuan and total assets exceeding 480 billion yuan. At present, it has 35 branches and more than 1000 branches and their service outlets in China.
Fude Life Life was selected as one of the top 500 Asian brands for the first time, and has won many honors such as the top ten credit brands in Asia, the top ten life insurance companies in Asia and the top 500 Chinese enterprises.
If you want to know more about Fude Life Insurance Company, you can read this article: Is Fude Life Insurance Reliable? After stripping off its ace product, I know …
2. Solvency
Solvency is a dynamic index to measure whether an insurance company has the ability to repay debts. If solvency wants to pass, these three conditions must be met at the same time: the core solvency adequacy ratio is above 50%; The comprehensive solvency adequacy ratio is above 100%; The comprehensive risk rating is above Grade B..
The fourth quarter report of 20021of Fude Life Insurance Co., Ltd. shows that its core solvency adequacy ratio is 87% and its comprehensive solvency adequacy ratio is 103%. The comprehensive risk ratings of recent quarters have not been published.
As can be seen from the above data, the solvency of this insurance company has exceeded the passing line, so you can rest assured.
But some friends will think that the solvency of this insurance company has just passed the passing line and worry that it will go bankrupt because of poor management.
If the insurance company really goes bankrupt unfortunately, will it affect our policy? See what the experts say: the insurance company is bankrupt. What about the insurance I bought?
Hope to adopt
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