Is Ant Financial Service a flower or a loan?

Ant financial service is both a flower and a loan. Ant Financial Services is a credit service provider, namely Chongqing Ant Consumer Finance Co., Ltd., whose businesses are flower buds and loan buds. Bai Hua is the exclusive consumer credit brand of Ant Consumer Finance, which mainly solves the daily small and medium consumption needs of users. Borrowing money from other cooperative banks is called credit purchase. Chongqing Ant Consumer Finance Co., Ltd. was approved by Chongqing Banking Insurance Regulatory Bureau on June 3rd, 20021,and formally established in Chongqing on June 4th. The company's domicile is 3 1- 1 and 32- 1, No.9 Fuxing Street, Nan 'an District, Chongqing, with a registered capital of 23 billion yuan. Shareholders include Ant Technology Group Co., Ltd., Hangzhou Jintou Digital Technology Group Co., Ltd., Nanyang Commercial Bank Co., Ltd., Zhejiang Yu Shun Optical Co., Ltd., Chuanhua Zhilian Co., Ltd., Jiangsu Yuyue Medical Equipment Co., Ltd., Guotai Shihua Bank (China) Co., Ltd., Contemporary Anpu Technology Co., Ltd., Guangzhou Guanbo Information Technology Co., Ltd., Beijing Qian Fang Technology Co., Ltd., China Huarong Asset Management Co., Ltd. and Chongqing Rural Credit Investment Group Co., Ltd.