What is the basic process of the third-party payment platform model?

The basic process of the third-party payment platform model: In the transaction process of the third-party payment platform, the online payment model makes it impossible for merchants to see the customer's credit card information, and at the same time avoids the theft of credit card information caused by repeated public dissemination of credit card information on the network. Take B2C transaction as an example:

In the first step, customers buy goods on e-commerce websites or online stores, and finally decide to buy them. Buyers and sellers reach a trading intention online. Step 2, the customer chooses to use a third party as a transaction intermediary, and the customer transfers the money to the third party account with a credit card, foreign currency card or other domestic UnionPay logo;

Step 3, the third-party payment platform informs the merchant that the customer has paid and requires the merchant to deliver the goods within the specified time;

Step 4, the merchant delivers the goods according to the order after receiving the notice;

Step 5, the customer notifies the third party after receiving and inspecting the goods;

Step 6, the third party transfers the money from its account to the merchant account, and the online payment transaction is completed.

Basic process of third-party payment (taking double payment as an example):

1. Register a 95epay RMB payment gateway account and apply for opening the service. 2. Please fax a copy of your business license or personal ID card to Shuanggan for payment.

3. Provide website ICP registration certificate, and provide domestic bank account collection and settlement to facilitate transfer.

Step 4 check the data

5. Sign a formal agreement and open the settlement function.

Gateways visit websites or use links to collect money.