How to get a loan from Lianyungang Oriental Rural Cooperative Bank? I want to make a small loan with a loan of 6,543,800 yuan. What's the procedure?

Prepare your spouse and your spouse first. If you don't have a spouse, you should also have the marital status certificate, ID card and household registration book issued by relevant departments, and then go to the credit union to find a loan officer to apply for a loan. The loan officer will conduct a pre-loan investigation, which generally includes the borrower's production and operation projects, whether the borrower is a permanent resident in the region, the borrower's civil capacity, income, expenditure, loan purpose, loan amount, previous personal credit records, family and so on.

There are people who can go to work to guarantee you, and those who are qualified to guarantee should be government workers and employees of some institutions. This kind of loan is faster than mortgage and pledge, and the additional cost is not high. As long as the loan officer can confirm that the guarantor is qualified, he will handle the loan for you. Another point is that no matter what kind of loan is in the office, the borrower, the pledgor and the guarantor should prepare the ID card household registration book. For both husband and wife, the above personnel should be in the office.