National online loan clearance list

The list of online loans that have been retired in 2020 mainly includes copper shopkeeper, car e-loan, micro-micro-loan, Zhejiang Agricultural Financial Service, 178 online loan, easy loan, copper street, chicken finance, Manaowan, Qutou.com, Jingyun Finance, lazy online loan, fruit finance, home win, friend loan, lucky cat finance, flower shrimp finance, free wealth, and Shunshun. It depends on the specific situation. 1, no effect. General online lending institutions want to access the central bank's credit information system and need to submit relevant application materials. The central bank will send relevant personnel for training, guidance and acceptance, and pay a certain maintenance fee every year. Therefore, the general online lending institutions are not qualified and can't afford it. 2. Shangzhengxin Online Loan At present, most online lending institutions in the market will collect credit information at the meeting. Some unlicensed small loan companies have retired this year, and the future trend is also biased towards credit reporting. 3. Time tolerance, commonly known as grace period. Every bank or online loan company has its own regulations, which will give cardholders/borrowers a buffer period of about 3-5 days. If they repay in time within these days, it is deemed that the cardholder has repaid on time.