2. At the same time, the response of the corresponding regulatory authorities is relatively slow, and no regulatory measures have been introduced to control the rapid development of the credit card field.
3. In recent years, the credit cards of large and small banks are complete, and now basically everyone has a credit card; In order to compete for market share, these banks do have some defects in risk management and control. Some banking departments even need a copy of their ID cards to handle credit cards, without any return visit system or identity verification system.
For the above reasons, even if only a copy of ID card is lost, some criminals will use it to apply for credit cards from several or even dozens of banks and overdraw or cash out. We must take care of personal privacy, carefully disclose personal information, and at the same time raise various awareness of prevention.