Lightning loan provides a revolving platform for capital lending between users, and its main function is to provide fast micro-loan services. Users obtain credit lines through platform credit authentication, and when they need money, they can log in to WeChat through mobile devices such as smart phones or tablets to complete the operation, so as to realize quick borrowing.
Lightning borrowers only need a smart phone or tablet computer. Whether it is Android system or iOS system, as long as WeChat is installed, they can use it to quickly borrow money and solve urgent needs. In this process, by verifying personal identity information and bank cards, and analyzing and collecting online social data, lightning loan replaces the traditional complicated auditing procedures and authenticates users' credit, thus ensuring the loan security of mobile payment.