More reliable. The company is real. As an Internet finance company, its shareholder background is Che Yi. Tencent and JD.COM. However, the social reputation is average in the speed of lending. Lending process of Yixin car loan: individuals apply for loans to the platform, submit loan information, and can lend money after the platform approves.
The borrower shall provide detailed proof of address and proof of income issued by the work unit. If you can't prove your income, you need to provide a business license and a bank account for about three months.
The applicant has good credit information in the bank, and the borrower has paid the down payment not less than the minimum down payment. So you can apply for a credit loan.
If the borrower can find a local guarantee company that meets the guarantee qualification to guarantee himself, he can also apply for a secured loan to buy a car. CreditEase Finance is the leading Internet auto finance technology platform in China, which was established on August 20 14. Easy Car is an internet auto finance platform in China, with an investment of more than US$ 6 billion from Easy Car, Tencent, JD.COM and Baidu.
Second, how about CreditEase's car loan?
Yixin Car Loan is a mobile phone automobile mortgage software. When you need money badly, you can mortgage your car to Yixin auto loan, and you can get the same price as the car. CreditEase Car Loan is the business of CreditEase Capital, a subsidiary of Yiche.com, which is more reliable. CreditEase car loan platform has tens of thousands of financial products to choose from. At present, tens of millions of users have submitted loan applications. Cooperative financial institutions include SAIC General Motors Finance, Dongfeng Nissan Automobile Finance, China Merchants Bank, Ping An Bank, Bingzhuang Finance, Ping An Express, SAIC Motor Group, Standard Chartered Bank, Nanjing Bank, etc., as well as CreditEase Auto Loan, an auto finance product under CreditEase Capital.
Advantages of creditease car loan app platform:
1, "Duo": At present, thousands of auto loan products have been collected from many financial institutions, including bank auto loan products, auto finance company auto loan products, financial leasing products and credit loans that can involve auto loan business. Change the status quo of limited choice of offline 4S shop loan products.
2. "Fast": We cooperated with some financial institutions to realize the online approval process. Avoid a lot of offline work and improve the approval speed.
3. "Good": Personalized recommendation of financial products based on user qualifications, budget and other conditions. Maximize the matching between loan demand and financial products.
4. "Province": interest on October 0, no pressure to buy a car, online payment 1 yuan maximum 1000 yuan, saving users the cost of buying a car.
Third, is Yixin car loan reliable?
It feels good.
4. How about CreditEase's car loan? Is Yixin car loan reliable?
1, reliable,
2, reliable, reliable through the following Yixin car loan.
Advantage 1: The credit requirements are not so strict.
Personal credit is the key to loans, especially if people's credit is a bit bad, it will be much easier to apply for loans on this platform. This platform will generally formulate different loan products according to the different situations of borrowers and supply them to borrowers. In general, the worse the credit, the higher the cost of applying for a loan, which is really poor and it is not easy to apply for a loan.
Advantage 2: the processing speed is relatively fast.
Compared with banks, this platform will definitely handle loans much faster. Some platforms apply for credit loans, and borrowers can get the funds as soon as possible. For friends who are in urgent need of funds, it is much better to apply for loans directly through this platform than to borrow from banks.
Advantage 3: The borrower saves a lot of trouble.
It is more expensive for this platform to handle loans than for borrowers to submit materials and sign contracts and go directly to the bank to handle loans.
Advantage 4: There are many kinds of choices.
The second point mentioned that this platform will launch different loan products for different groups of people. In terms of loans and repayment, borrowers have more choices. If you go directly to the bank, you are not so flexible.
Advantage 5: There are more platforms to choose from.
In addition to a variety of loans to choose from, there are more and more platforms for loans at present, and the platforms that borrowers can choose will not be as one-sided as banks.
Common lending platforms on the Internet
1, easy to borrow
A credit product of China Unicom has opened a maximum application amount of 654.38+10,000 yuan, with a service life of 6- 12 months and a minimum interest of 1 10,000 yuan. 5. For Unicom's mobile phone number that needs to be borrowed for more than one year, if it is successfully withdrawn, the money will arrive on the same day.
2, Vivo wallet
As long as the user is over 22-55 weeks old and can submit personal data such as ID card, mobile phone operator, contact person and face recognition, the maximum compensation amount is no more than 50,000 yuan and the longest service period is 12.
3. Sina has borrowed it
All along, Sina can lend money to everyone, and the loan amount of Longyou is not very 000 yuan, and the daily interest rate is as low as 0.03%, 12 installments.
4. Gome Easy Card
It is an investment and financing platform created by Gome Financial Holdings for the industrial and financial ecosystem. Gome e-card provides fast service, with a quota of 500-5000 yuan, a term of 7-30 days, and the fastest service is 30 minutes. Operating environment; Apple 12iOS 14 Easy Loan v 1.0.0