During this period, yue longmen was either registered, or transformed to find a way out, or thundered, or investigated, or disappeared. The waves of an era contain many joys and sorrows.
This is an era worth remembering, and it is an era facing the future.
The question is, who has a chance to enter the future?
To this end, Zero One Finance and Zero One Think Tank have planned the topic of' Great Turning Point of Online Lending-Assessment of Filing Progress'. Starting from the requirements of the filing pilot, select a representative platform for all-round evaluation.
This article is the topic of' Great Turning Point of Online Lending-Assessment of Filing Progress'.
Jiufuhui was established on 20 14, with Beijing Jiufupuhui Information Technology Co., Ltd. as the main operator. It is the only legal entity under Jiufu Digital Technology Group Co., Ltd. 1 ('Jiufu Group') engaged in information intermediary services in peer-to-peer lending. (1 Original name: Jiufu Jinke Holding Group Co., Ltd., Jiufu Mutual Gold Holding Group Co., Ltd., Jiufu Times Investment Consulting Co., Ltd.)
By May of 20 19, the accumulated loan amount of the platform was 354.338 billion yuan, and the loan balance was 48.905438+0 billion yuan, down 1.73% from 49.763 billion yuan at the end of 20 18.
According to the financial report data released by Jiufu Pratt & Whitney, the annual revenue in 20 18 was 2.862 billion yuan, an increase of127.8 billion yuan compared with 20 17; The net profit was 876 million yuan, an increase of 160% compared with 337 million yuan in 20 17.
Jiufu Group has experienced several rounds of financing since its establishment, but the key information such as the company's major shareholder, actual controller and multiple rounds of financing is rarely disclosed. At present, the scale of platform business is in the forefront of the industry, and information flow recommendation and management are provided by the Group's brands on the asset side and the capital side. "Nie _ rectification and filing progress in the fire" ranked third, and the list of letters and visits was fortieth.
Mutual' old' players pay a registered capital of 2 billion yuan.
Jiupuhui was established on 20 14, and its parent company Jiufu Group was established in 2006. It is one of the earliest Internet finance companies in China. 20 17 August, Jiufu Pratt & Whitney; Whitney completed the full fund deposit business of Huaxia Bank Beijing Branch. In 20 18, the platform increased its capital twice, increasing the paid-in registered capital from 2 billion yuan to 2 billion yuan.
At the beginning of its establishment, Jiufu received two rounds of financing from Levin Technology. 20 15 years invested by IDG, SIG Heiner Asia and other institutions 1. 1 100 million USD. In the same year, it was renamed Jiufu Group. From 20 17 to 20 18, Jiufu Group has successively obtained three rounds of financing, and SBI Group is the investor in the E round of financing.
Table 1: Statistics of financing information of Jiufu Group
The actual equity is chaotic, and Levin Technology Holdings is suspected.
Jiupuhui is controlled by Jiufu Group 100%. According to public information, the shareholders of Jiufu Group are four natural persons, and the ultimate actual controller is Ren Yifan, with a shareholding ratio of 48%.
According to the data of Jiufu Group, the company has 54 holding companies, involving five major sectors: banking technology, AI, online lending, insurance brokerage and brokerage. It owns many brands such as Jiufu Pratt & Whitney, Jiufu Wallet, Jiufu Wanka and Wukong Wealth Management.
According to public information, many natural person shareholders of Jiufu Group are related to Gaoyang Technology, the initial investor. Among them, Lei Sun is the founder of Jiufu, who once worked for Minsheng Bank and Levin Technology; Chang Xing is the head of China District of Levin Technology. Zhang Lifen is the clothing executive of Heckey (China), holding shares on her behalf.
Ren Yifan, the major shareholder, once worked in Beijing Aidi Communication Co., Ltd., and the survey showed that he held 4.09% of the shares; I used to be a marketing manager in Information Technology Co., Ltd., and the main shareholders of Hefei Fit are Inner Mongolia Aode Trading Co., Ltd., and the actual controller is Qu. According to public information, Aidi Communication is the Sun Company controlled by Qu Wanchun, the actual technical controller of Levin.
Table 2: Information of Natural Person Shareholders of Jiufu Group
The financial report shows that the comprehensive revenue of Levin Technology in 20 18 was HK$ 4.662 billion, and
Jiufu Pratt & Whitney introduced. Whitney executives
Jiufu Pratt & Whitney focuses on providing peer-to-peer lending information intermediary services for borrowers with small consumption needs. Loans are mainly used for personal or family consumption, capital turnover, house decoration, study and car purchase. The amount ranges from thousands to tens of thousands.
According to Jiupuhui official website, the platform guarantee plan is divided into performance guarantee insurance, special funds for the guarantee plan and guarantee guarantee, which respectively correspond to loans of one year or less and long-term loans. Among them, performance guarantee insurance is provided by Taiping Property Insurance and PICC Property Insurance. The guarantee is provided by Guangdong Comprehensive Financing Guarantee Co., Ltd., but if it exceeds the limit of the special fund account, it shall be borne by the lender.
Judging from the degree of information disclosure of borrowers, loose standard letter is slightly better than automatic lending service.
A batch of scattered letters:
Click "View Details" to open the "Loan Information Details" of the automatic lending target, but the content displayed is much less than that of the decentralized target:
Progress of rectification: Nirvana in the fire ranks third in the list of letters and hats and 40th in the list.
In Zero One Finance's latest "Fire Nirvana" on the progress of P2P rectification and filing in May, Jiufu Pratt & Whitney scored 95.0, ranking third. In terms of registered capital and product model, 2.5 points will be deducted for entrusted bidding business such as automatic bidding; In terms of risk management and lender protection, credit data access, business scale growth and other factors affect the score.
(list link: /article/40457.htm)
Table 4: Progress of P2P rectification and filing in May (partial data)
In the information disclosure ranking of P2P online lending platform in April, Jiufu Pratt & Whitney ranked 40th, and lost more points in project information and information acquisition, which needs to be further improved.
(list link: /article/40095.htm)
Table 5: Information Disclosure List of P2P Online Lending Platform in April (partial data)
Related Q&A: What platform is Jiufu Pratt & Whitney? Do you know where the office is? Jiufu Pratt & Whitney is a professional peer-to-peer lending information service intermediary platform under Jiufu Group, and also a transaction matching platform for both borrowers and lenders. Users can enjoy financial services such as loan service and loan service on this platform. Does the landlord want to visit? They should work in Fangshan District, Beijing. I remember the address is Building 59, Yard 69, Yanfu Road. You can go again.
Related Q&A: Will Jiufu Pratt & Whitney put on record? Overthrowing and liquidating Jiufu is the last word.