Borrow money to find customers
Second, is the position of Ping An Bank Credit Commissioner easy to do?
Not bad, let's see if you can control yourself and your business volume. The annual salary is above 10W.
3. What is Ping An Credit Commissioner?
The bank loan officer can be said to be a "polygraph" sent by the bank to test whether the information provided by the lender is true or false. He is mainly responsible for investigating the strength and potential of loan companies and individuals and providing them with policy suggestions on loans. He needs excellent judgment and keen observation, good listening, affinity and communication skills.
Work content:
Announce the types, terms, interest rates and conditions of operating loans, and provide consulting services;
Guide to fill in the loan application form and help to handle the loan application and other business;
Assist relevant personnel and departments to evaluate the credit rating of borrowers;
Investigate the legality of the borrower and other factors, verify the situation of collateral, pledge and guarantor, and measure the loan risk;
Reply to the loan application, sign a loan, guarantee contract or go through notarization procedures;
Issuing loans, tracking, investigating and checking the contract execution and operation of borrowers;
Send a notice of repayment of principal and interest, and urge the borrower to repay the loan; Send a collection notice to collect overdue loan principal and interest;
Collect relevant information and assist borrowers who fail to repay the principal and interest by relevant departments;
Establish and improve the loan quality preservation system, classify, register, evaluate and collect non-performing loans, and write off non-performing loans in time;
Assist in the acceptance, discount and rediscount of commercial bills.
4. I want to work as a credit commissioner in Ping 'an, China.
Don't go, they're just a bunch of liars. I talked about it when I asked you to go. Everything will change when you leave. Work overtime until nine o'clock on Saturday and Sunday nights. There is no overtime pay yet. I have to pay for everything myself and their publicity. It costs more than 1000 per month. What five risks are not golden? I let you practice for three months without even a basic salary. After three months, I basically fired you. You helped them for three months, and you lost yourself.