Interest mainly depends on your income and credit status.
The audit department will determine the risk accordingly, and then determine your monthly premium ratio.
Usually, the bank's monthly interest rate is around 0.4% and the monthly premium is in the range of 0.9- 1.9%, so the monthly premium of quality customers may be as low as 0.9%.
So your rate will be between 1.3-2.3%.
The repayment is free, and it can be repaid with the loan, with a maximum term of 3 years.
Application conditions In order to successfully pass your loan application, please check whether the following conditions are met: 1. Age 2 1-55 years old, working or living in Wuhan area (do not disturb others); 2. Have a stable occupation such as going to work or doing business (for example, working for 6 months, the business license of individuals and companies as legal persons is 1 year); 3. The monthly income is not less than 2,000 yuan (it must be reflected in the running water of the bank, except for real estate); 4. The banking system has a credit record and a good credit record (used a credit card or had a loan). Whether you are an office worker, an individual boss, a company legal person or shareholder, or a person who owns real estate, you can apply. Don't disturb the city!