The Central Committee of the Communist Party of China's Decision on Several Issues Concerning the Establishment of a Socialist Market Economic System states: "Promote social mutual assistance and develop commercial insurance as a supplement to social insurance".
Social insurance is the most basic insurance sponsored by the government. With the development of economy, it is necessary to supplement social insurance to meet the needs of different levels of society. This is employee mutual insurance and commercial insurance, which can be called the two pillars of social insurance.
Extended data:
* * * Gay insurance and mutual insurance;
1, insurance and mutual insurance are based on a certain range of groups;
2. Insurance and mutual insurance have the mutual assistance nature of "one person for all, all for one".
The difference between insurance and mutual insurance:
1. The mutual assistance scope of insurance is aimed at the whole public, while the mutual assistance scope of mutual insurance is limited to the internal members of its mutual assistance group;
2. Mutual insurance is an indirect consequence rather than a direct purpose, and mutual insurance is a direct purpose;
3, insurance is in accordance with the principle of commodity economy, for the purpose of profit-making commercial insurance behavior, and mutual insurance is a non-commercial activity for the purpose of * * * economy.
Knowing the conceptual difference between mutual insurance and commercial insurance, mutual insurance companies and commercial insurance companies will be clear, but the main business entities are mutual assistance and commerce.
References:
Baidu encyclopedia-mutual insurance