1. The application for establishing a new guarantee institution with a registered capital of less than 654.38 billion yuan shall be handled by the industrial and commercial department. The business term of the enterprise is approved as one year, and the business scope can be approved as "providing guarantee for natural persons and enterprises (excluding financing guarantee)", and the relevant procedures shall be handled after the relevant policies of the state and the province are clear. Non-financing guarantee companies shall not provide guarantee and re-guarantee for small and medium-sized enterprises to borrow from financial institutions, discount bills, financial leasing and other financing methods, and shall not engage in deposit and loan financial business and financial credit business. ?
Second, the newly established financing guarantee institutions apply for capital increase, with a registered capital of more than 654.38+billion yuan (including 654.38+billion yuan), and the financing guarantee institutions that have been approved for registration apply for additional branches, which are not accepted by the industrial and commercial departments for the time being, and the relevant procedures will be handled after the relevant national and provincial policies are clear. ?
Three, the registered capital of 1 100 million yuan guarantee institutions and their branches, apply for change of registration (including the establishment of branches), cancellation of registration, filing, the industrial and commercial departments shall handle in accordance with the law.
An investment guarantee company usually means that when an individual lends money to a bank, the bank does not directly lend money to the individual in order to reduce the risk, and the lender needs to find a third party to provide credit guarantee for the lender, that is, the lender needs to find a guarantee company to provide guarantee for it.