Look at the production cycle and return on capital of the products produced. Short cycle, quick realization, short-term borrowing. On the contrary, borrow for a long time. Secondly, reasonably grasp public borrowing and private borrowing, and weigh the advantages and disadvantages.
Second, how much is the debt structure reasonable?
Personally, the reasonable debt structure is that the monthly income can cover the monthly supply and the quality of life can be guaranteed.
In contemporary society, in order to meet the housing demand and travel demand, many people will use some financial loans to spend in advance more or less. Car loans are almost available to all post-80.90 groups. In the case of stable income sources, monthly income can cover monthly supply, with a slight surplus. Such a debt structure can not only allow us to enjoy material things in advance, but also will not lead to a decline in the quality of life. In short, reasonable planning and sincere lending can improve the happiness index accordingly.
3. If a company's asset-liability structure is unreasonable, what countermeasures and suggestions can be put forward?
1, strictly control the growth of asset-liability ratio of enterprises;
First of all, it depends on whether the profits realized by the enterprise in that year have increased compared with the same period of last year, and whether the growth rate of profits is greater than the growth rate of asset-liability ratio. If it is greater than, it will bring positive benefits to the enterprise and increase the owner's equity of the enterprise. With the increase of the owner's equity, the asset-liability ratio will also decrease accordingly.
2. Increase the proportion of current assets in the total assets of the enterprise, so that the enterprise will be faster and the liquid assets with strong liquidity will dominate. Adjusting the structure of current assets mainly refers to the proportion of monetary funds, accounts receivable, inventory and other assets of enterprises in all current assets. abstract
If a company's asset-liability structure is unreasonable, what countermeasures can be put forward? Ask a question
1, strictly control the growth of asset-liability ratio of enterprises;
First of all, it depends on whether the profits realized by the enterprise in that year have increased compared with the same period of last year, and whether the growth rate of profits is greater than the growth rate of asset-liability ratio. If it is greater than, it will bring positive benefits to the enterprise and increase the owner's equity of the enterprise. With the increase of the owner's equity, the asset-liability ratio will also decrease accordingly.
2. Increase the proportion of current assets in the total assets of the enterprise, so that the enterprise will be faster and the liquid assets with strong liquidity will dominate. Adjusting the structure of current assets mainly refers to the proportion of monetary funds, accounts receivable, inventory and other assets of enterprises in all current assets. answer
4. Measures to solve the unreasonable debt structure?
First of all, we must negotiate to solve it. This method is direct, time-saving and labor-saving. Secondly, a lawyer intervened to make a legally effective written adjustment, and finally only went through judicial procedures.