Simply put, it is difficult for loss-making guarantee companies and banks to grant credit.
The profit of tax report should not be too high. Taxes should be as affordable as possible.
2. In my opinion, the state of meager profit is the best, the registered capital is 1 billion, and the annual profit is controlled within 1 billion.
3. To tell the truth, at present, the guarantee company operates, with two withdrawals and one refund, 1) 50% of the premium income; 2) 1% of the guarantee balance. Once the two are extracted, it will be very difficult to make a profit if you don't find a way to apply for more government subsidies at all levels. Based on the annual insurance amount of 500 million yuan, the average premium of 3% is 65.438+0.5 million yuan. Once 50% of the first provision premium income is withdrawn, the management fee of 7.5 million yuan and the balance of 500 million yuan are 5 million yuan. For such a company, after one year of accrual, the income of150,000 yuan will be removed. How to make profits? Of course, the second provision is gradually revoked. The second provision is substantially less than 5 million. Ha ha.
The loss is simple. If the provision is withdrawn according to the policy, it should be a loss. Profit is a problem, so we can consider transferring part of the profit to the guarantee company through related party transactions.