Corporate Loan Business of Agricultural Bank of China

What are the loan conditions for ABC enterprises to operate?

1. The handling enterprise holds a legal business license.

2. The handling enterprise has a fixed business place and operates legally.

3 handling enterprises and their business owners have good credit.

4. Provide enterprises with guarantees recognized by ABC.

5. The handling enterprise is in good operating condition.

6. Other conditions stipulated by the Agricultural Bank.

Where is the corporate online banking loan of ABC?

Through the Agricultural Bank.

Portal website, enterprise website or the way designated by the tax department to complete the tax information authorization.

The corporate online banking administrator logs in to the corporate online banking of Agricultural Bank of China and clicks Loan.

-Microfinance-business authorization application menu, check and agree to all authorizations and agreements, and click Submit.

You can also log in to the corporate bank, click Pratt & Whitney E Station-Weijie Loan, apply for business authorization, review and agree to all authorization letters and agreements, and click Submit.

Types of agricultural bank loans

1, personal first-hand housing loan

Personal first-hand housing loan refers to the loan issued when buying the first transaction housing (that is, the housing developed and built by real estate developers or other qualified developers and sold to individuals).

2, individual housing and provident fund portfolio loans

Personal housing provident fund portfolio loan refers to the portfolio loan issued by the housing provident fund center and the bank to the same house purchased by the same borrower.

3. Individual housing revolving loan

Revolving loan for individual housing refers to a personal loan that can be recycled within the agreed period (the validity period of the loan) by a natural person who applies for individual housing loans in the Agricultural Bank of China or other financial institutions, with the maximum mortgage set for the housing purchased by the loan.

4. Personal housing non-transaction mortgage loan

Non-transactional mortgage loan for individual housing refers to the loan issued to the borrower to replace the individual housing loan obtained in other financial institutions and set mortgage on the housing purchased by the loan.

5. Netjet loan

Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions by way of credit. Customers apply for it by themselves, automatically approve it, and use the letter by themselves.

6. Paid loans

Pay-as-you-go loans refer to RMB loans issued by Agricultural Bank of China to individual high-quality customers with good credit, with personal stable wage income as repayment guarantee to meet consumer demand.

7. Personal car loan

Personal car loans are loans granted by Agricultural Bank of China to individual customers to buy cars, including personal car loans and personal commercial vehicle loans.

8. National student loans

The national student loan refers to the RMB loan business provided by Agricultural Bank of China to full-time undergraduates, junior college students (including higher vocational students), graduate students and students studying for the second bachelor's degree to pay tuition, accommodation and basic living expenses.