Financial network
Finance and economics. Com was founded on 20 12, which is well-known in the industry and has many branches. In June last year, Caijing successfully completed the B round of financing, which enhanced its financial strength. At present, the platform cooperates with Tenpay to implement third-party fund depository. For investors, funds are guaranteed and there is no suspicion of self-financing. In business, finance and economics. Com integrates self-operated business and resources from different channels, and the business risks are scattered and highly controllable. In addition, financial products of finance and economics. Com is mainly a mortgage-guaranteed loan for local industrial enterprises, and large third-party guarantee institutions are introduced to provide loan guarantees for borrowers. At the same time, an emergency fund will be set up to provide emergency services for platform users.
Everyone gathers wealth.
Renren Jucai was founded on 20 1 1, and is regarded as one of the earliest and most professional Internet financial platforms in China. It has achieved good results in the past four years, and recently completed a round of financing of 1 100 million yuan, which has a high reputation in the industry. At present, everyone gathers money and the cooperative organization * * * jointly sets up a risk reserve fund and opens a reserve fund account in China CITIC Bank, so that investors' funds are safe and secure. In the case that the borrower is overdue and the cooperative institution fails to advance in time, the reserve fund will be used to acquire the project assets of the platform that are overdue or in default. At the same time, everyone gathers money to cooperate with powerful institutions, and third-party institutions promise to make compensation as soon as possible if each loan project they provide is overdue.
Huijindai
Huijin Loan was established in March 2065438+2005. Huijin loan platform is an online loan platform based on car loans, which provides short-term capital turnover for car owners. It is clear that P2P car loan has three core advantages that other asset businesses can't match: the first is the liquidity advantage of car assets, and the transaction cost of cars is low. After bad debts, it is more convenient for Taiwan Province to dispose of them; The second is the advantage of loan cycle restriction. The general loan amount is not high, the cycle is flexible, the borrower has a high degree of acceptance, and it is also deeply loved by investors. The third is the advantage of easy standardization of car loan business. Automobile valuation has a big market as a reference, transparent information and scientific evaluation, which is conducive to the large-scale development of the market and the implementation of risk control.