Core business management is the core of the whole system, which mainly includes three types of management: before, during and after lending. Pre-loan management includes loan consultation, loan application management and loan qualification examination management. Loan management includes customer credit, risk control audit, investigation management, loan audit and financial lending; Post-loan management includes repayment, overdue and collection management; These three parts are the most direct embodiment of the platform's risk control capability. Any flaw in any link will increase the risk of the whole system operation.
In short, all investors should be aware that when traditional finance is gradually influenced by Internet finance, Internet finance is likely to become the main development direction of future finance, although the architecture of small loan system and other mutual fund-related R&D technologies are still in the initial and exploratory stage, and its development needs the test of the market and the help of scientific and technological development. Although the final conclusion of its development cannot be drawn, mutual gold is the result of comprehensive factors and the general trend of development, and its future development is full of hope.