Requirements for buying a car in the name of the company:
1, which requires enterprises to have the ability to repay bank loans;
2. During the period of applying for car loan, the enterprise has not less than the down payment of car loan stipulated by the bank and deposited it in the bank accounting department;
3. Enterprises can provide recognized guarantees to banks, usually with purchased vehicles as guarantees;
4. Other conditions stipulated by the bank.
Second, analyze the details
Company is an enterprise organization form formed in the market economy to meet the needs of socialized mass production. Including limited liability companies and joint stock limited companies. The company's unique organizational structure makes the company's capital and operation tend to maximize benefits and better achieve the purpose of investors.
Third, the advantages and disadvantages of buying a car in the name of the company:
1, which is the company's assets;
2. Reduce the payment of part of enterprise income tax;
3. Tax reduction and exemption;
4. When the company has a debt dispute or mismanagement, the vehicle, as the company's fixed assets, will be directly used as compensation to pay off the debt;
5. If the company's vehicles need to be transferred to individual names in the future, it will be very troublesome, and it may be necessary to pay certain taxes;
6. The procedure of buying a car is complicated.