How should I handle the car loan in Nanjing?

Hello! Car mortgage can be handled in banks such as ICBC, China Merchants Bank and China Construction Bank. The loan amount is 70% of the car value. The general loan term is 3-5 years. Application materials:

(1) loan application;

(2) identification (such as identity card, household registration certificate, military officer's card, etc.). ), and submit the original;

(3) car purchase agreement or contract;

(4) Proof of deposit of not less than the down payment;

(five) the approval of the business line;

(6) Certificate of ownership of mortgaged (pledged) property rights and original certificate of * * * someone agreeing to mortgage (pledged);

(7) Motor vehicle insurance policy of insurance company (provided when handling the mortgage of operating vehicles);

(8) If the guarantor is an enterprise, it shall provide business license, enterprise code certificate, articles of association, financial statements, etc. If the guarantor is an individual, he shall provide proof of identity and income (or income certificate), and submit the original;

(nine) other information or documents that need to be provided.