How reliable is Eugene's research?
Eugene College is an Internet financial wealth management platform under UFIDA, a A-share listed company. Practice inclusive finance, and provide efficient, transparent, convenient and steady one-stop Internet investment and financing information service for investment and wealth management customers.
The full name of Youjin Institute is Shenzhen Qianhai UFIDA Lihe Financial Services Exchange Co., Ltd., which was founded by UFIDA Software and Shenzhen Lihe Financial Holdings on July 1 day, 1965 and officially put into operation on June 16, 1965. After the launch of Eugene Institute, the main product is "Eugene -e Pay", and the starting point of investment is 1 1,000 yuan. It can be transferred after 30 days by repayment of equal principal and interest.
In terms of income, the annualized fixed income of Eugene -e Rich Services is 65,438+00%, and it says that it will not change with the adjustment of the benchmark interest rate of central bank loans, so as to avoid the uncertainty of investment income and ensure the relatively long-term stable investment return of investors. Its annualized rate of return of 10% is at a low level in the current similar platforms.
In terms of risk, Eugene Institute claims to take three measures to ensure the safety of funds: first, the expert risk management process of the bank ensures the pre-loan audit and post-loan management of the project target. Second, the guarantee company provides 100% principal and interest guarantee, and the guarantee compensation will be implemented immediately if it is overdue for more than 65 days. Third, entrust a professional third-party institution to conduct fund custody and match the investment and loan parties. The customer's funds are only the platform's own accounts, ensuring the safety of funds. From the perspective of short-term investment, Eugene College, as a listed company, is a P2P platform with the credit background of listed companies. The risk of "running the road" of the platform is extremely small, and the safety guarantee for investors is high.
With the growing popularity of the online loan industry, state-owned enterprises, banks and venture capitalists have poured into the online loan industry, and it is not unusual for listed companies to join. For online investors and wealth managers, regardless of the background, it is king to pay attention to the safety of platform funds and interest rates. Eugene's current three-year income of 65,438+00% is not high, but it has the credit background of listed companies, which is a high security guarantee for investors. Interested investors can consider it.