Viewpoint The new media learned that in terms of financial credit, Xiangtan City will reasonably determine the down payment ratio according to the real estate market environment of the whole city, shorten the lending period of personal mortgage loans to three months, and apply for loans to buy commercial housing again for families who own/kloc-0 apartments and settle their housing loans, and financial institutions will implement the first home loan policy.
"Measures" In terms of provident fund policy, if employees who pay housing provident fund purchase new commercial housing in urban areas and apply for housing provident fund loans, the maximum loan amount will be adjusted to 600,000 yuan; According to the national policy, the housing accumulation fund for workers' families and high-level talents to have three children can reach a maximum of 800,000 yuan. This measure covers flexible employees who meet relevant policies.
In terms of financial subsidies, all kinds of housing subsidies that have been declared in accordance with regulations over the years have been cleaned up. Turn the previous phased measures of financial subsidies for housing fairs into annual measures, subsidize buyers according to certain standards, and support various housing needs.
The "Measures" extend the scope of the original "Liancheng Talent Action Plan" talent housing subsidies to college graduates and to all employers. Full-time college students can enjoy the housing subsidy policy, and the subsidy standard is 100 yuan/square meter. These Measures shall come into force as of the date of issuance, and the validity period is 1 year.