1. reach the minimum registered capital.
2. Having a business place that meets the requirements.
3. Articles of association that comply with the law (Company Law). ?
4. There are management and evaluation personnel who are familiar with finance and related businesses.
The following documents need to be submitted to the company registration authority (the industrial and commercial bureau where the company is located):
1. Application report for the establishment of the company (name of the organization, source of registered capital, business premises and business scope).
2. Articles of Association.
3, the enterprise name pre-audit notice issued by the administrative department for Industry and commerce.
4. Shareholders' agreement.
Registered capital requirements
Investment guarantee companies generally require a registered capital of more than 6,543,800,000 yuan, and if they guarantee across regions, they need to reach more than 30,000,000 yuan.
According to the State Council's Decision on Amending the State Council's Decision on Setting Administrative License for Administrative Examination and Approval Items that Really Need to Be Retained (Order No.548 of the State Council), the "examination and approval of establishment and change of inter-provincial or large-scale credit guarantee institutions for small and medium-sized enterprises" was changed to "examination and approval of establishment and change of financing guarantee institutions", and the implementing organ was changed from the National Development and Reform Commission to the department determined by the people's governments of all provinces, autonomous regions and municipalities directly under the Central Government. The above policy measures will be introduced for some time.
Judging from the registration of other provinces and cities, there are differences in operation at present: Beijing Administration for Industry and Commerce has no restrictions on the registration of guarantee companies; Shanghai Industrial and Commercial Bureau suspended the registration of guarantee companies; Zhejiang Industrial and Commercial Bureau only registers guarantee companies with a registered capital of more than 50 million yuan; Jiangsu Industrial and Commercial Bureau registered as a "non-financing guarantee company", and its business scope was approved as "non-financing guarantee".
In order to standardize the operation of our province, support the development of credit guarantee institutions, and alleviate the financing difficulties of small and medium-sized enterprises, according to the Notice of the General Office of the State Council on Forwarding the Opinions of Development and Reform Commission and Other Departments on Strengthening the Construction of Credit Guarantee System for Small and Medium-sized Enterprises (Guo Ban Fa [2006] No.90) and the Interim Measures for Risk Management of Financing Guarantee Institutions for Small and Medium-sized Enterprises (Jin Cai [2006] No.5438+0),
1. The application for establishing a new guarantee institution with a registered capital of less than 654.38 billion yuan shall be handled by the industrial and commercial department. The business term of the enterprise is approved as one year, and the business scope can be approved as "providing guarantee for natural persons and enterprises (excluding financing guarantee)", and the relevant procedures shall be handled after the relevant policies of the state and the province are clear.
Non-financing guarantee companies shall not provide guarantee and re-guarantee for small and medium-sized enterprises to borrow from financial institutions, discount bills, financial leasing and other financing methods, and shall not engage in deposit and loan financial business and financial credit business.
Second, the newly established financing guarantee institutions apply for capital increase, with a registered capital of more than 654.38+billion yuan (including 654.38+billion yuan), and the financing guarantee institutions that have been approved for registration apply for additional branches, which are not accepted by the industrial and commercial departments for the time being, and the relevant procedures will be handled after the relevant national and provincial policies are clear.
Three, the registered capital of 1 100 million yuan guarantee institutions and their branches, apply for change of registration (including the establishment of branches), cancellation of registration, filing, the industrial and commercial departments shall handle in accordance with the law.
Four, introspection financial office formally accepted the examination and approval, the establishment and change of financing guarantee institutions, should be approved by the provincial financial office before going to the industrial and commercial departments for registration. If the national and provincial policies on examination and approval and registration are inconsistent with this notice after being issued, they shall be implemented in accordance with the relevant provisions of the state and province.
Registration process
First, approve the company name, verify capital, and handle business license, code certificate, tax certificate and bank account opening certificate. At the time of declaration, the following materials shall be submitted as required:
1, feasibility report
2. Articles of Association
3. The company's senior management personnel have no criminal record certificate and household registration certificate.
4. The shareholder has no criminal record certificate and household registration certificate.
5. Credit certificate of shareholders, etc.