Legal analysis: the proportion of individual and company contributions to old-age insurance is as follows: 1, the unit pays 20% and the individual pays 8% of the old-age insurance premium; 2. Unemployment insurance, the unit pays 2%, and the individual pays1%; 3, medical insurance premiums, units pay 8%, individuals pay 2%; 4. Work-related injury insurance premiums are paid by the unit, and individuals do not need to pay. Endowment insurance includes four levels. The first level is basic old-age insurance, the second level is enterprise supplementary old-age insurance, the third level is personal savings old-age insurance, and the fourth level is commercial old-age insurance. In this multi-level endowment insurance system, endowment insurance is called the first level and the highest level.
Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.