How to open a small mortgage company?

First, how to open a small mortgage company?

First of all, the district (county) government with pilot intention submits a pilot application to the Municipal Finance Office, clarifies the pilot work plan, and promises to take responsibility for risk prevention and disposal.

Secondly, the district (county) government screens the main sponsors of the company who meet the relevant conditions and have the intention to declare.

Finally, the screened company sponsors submit the application materials for company establishment to the district (county) government where they are located, and the district (county) government reports to the Municipal Finance Office for review after completing the pre-examination. With the approval of the Municipal Finance Office, the company applicant shall go through the registration formalities with the administrative department for industry and commerce according to law, obtain a business license, and submit relevant materials to the local public security organ, the banking regulatory bureau and the branches of the People's Bank of China within 5 working days.

Conditions for applying for establishment

1. There are articles of association that meet the requirements.

2. The promoters or investors shall meet the prescribed conditions.

3. The company is organized as a limited liability company or a joint stock limited company. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.

4. The registered capital of the company comes from real and legal sources, all of which are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6.5438+million yuan. The shares held by individual natural persons, corporate legal persons, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the company.

5. Having qualified directors and senior managers.

6. Have staff with corresponding professional knowledge and experience.

7. Necessary organizational structure and management system.

8. Having business premises, safety precautions and other business-related facilities that meet the requirements.

9 other prudential conditions stipulated by the provincial government finance office.

Do you know how to start a company?

To run a company in China, you need to meet the following conditions.

1. It has articles of association that conform to the Company Law of People's Republic of China (PRC);

2. If the company is organized as a limited liability company, the registered capital shall not be less than 20 million yuan; If the organization is a joint stock limited company, the registered capital shall not be less than 30 million yuan. The maximum registered capital of the company is RMB 200 million;

3. There are directors, senior managers and staff with corresponding professional knowledge and experience who meet the requirements of post qualifications;

4. Have a sound organization, business operation procedures and risk control system;

5. Having business premises, safety precautions and other necessary facilities that meet the requirements;

6. Other prudential conditions

These are the conditions for the establishment of the company. The establishment of a company must meet the above conditions, and the company can only be established in county-level agricultural areas and cities, and non-agricultural areas may not be established. Because the company should adhere to the principle of serving "agriculture, countryside and farmers" and the development of county economy, it encourages the company to provide credit services for farmers and small and medium-sized enterprises to alleviate the financing difficulties of small and medium-sized enterprises and agriculture.

Matters needing attention in the conditions of company establishment

There are special requirements for the main sponsors and related parties in the conditions of company establishment.

Enterprise legal persons, natural persons and other economic organizations may invest in the company, and the capital for their shares must be their own.

The shareholding ratio of the main sponsors and their related parties shall not exceed 20% of the total registered capital of the company, and the shareholding ratio of other investors and their related parties shall not exceed 65,438+00% of the registered capital of the company and shall not be less than 5% of the registered capital, and they can only contribute to one company.

However, the main sponsor of the company must be an enterprise legal person and meet the following conditions: "According to the consolidated accounting statements, the net assets are more than 30 million yuan, the asset-liability ratio is not higher than 70%, and it has been profitable continuously in the past two years, and the total accumulated net assets profit in the past two years has reached more than 65.438+million yuan".

Only the main promoters who meet the above conditions for the establishment of the company can invest in the company.

What should I do if I buy a used car and find that it has been mortgaged to the company?

If you bought it through a second-hand car dealer and have transferred the ownership, then the mortgage of this car has nothing to do with you. I bought it through an acquaintance. I'm afraid I have to go to court, but you don't know that the original owner has to bear legal responsibility. But you're in trouble, too If the car is not transferred, you will suffer. This car belongs to.

Fourth, how do you start a company?

The process of starting a company is as follows: first, the district (county) government with pilot intention submits a pilot application to the Municipal Finance Office, defines the pilot work plan, and promises to take responsibility for risk prevention and disposal. Secondly, the district (county) government screens the main sponsors of the company who meet the relevant conditions and have the intention to declare. Finally, the screened company sponsors submit the application materials for company establishment to the district (county) government where they are located, and the district (county) government reports to the Municipal Finance Office for review after completing the pre-examination. With the approval of the Municipal Finance Office, the company applicant shall go through the registration formalities with the administrative department for industry and commerce according to law, obtain a business license, and submit relevant materials to the local public security organ, the banking regulatory bureau and the branches of the People's Bank of China within 5 working days.