What should I do if Fanpu's credit information is overdue?

There is no way to erase this record after Fanpu's credit expires. At this time, it is necessary to return the arrears in time, because after the return, this overdue record will be recorded in the credit report for 5 years, and it will automatically disappear after 5 years. If the overdue debt is not paid, the overdue record will always be recorded in the credit report and will never disappear.

In order to avoid loans overdue, when you apply for a loan, you must measure your repayment ability and know what kind of income to use to repay. If your personal income is insufficient, you should handle the loan carefully at this time. And pay attention to the interest charged by the platform when borrowing money. Excessive interest will also increase the repayment burden.

Fanpu Credit is the credit business of Fanpujinke Group Co., Ltd., which was established on September 9, 20 16. Is a financial technology company focusing on big data processing and financial technology research and development, providing more efficient intelligent financial service solutions for ordinary people, headquartered in Yinhai District, Beihai City.

In fact, there are many platforms for online loan applications. Users can compare different platforms when handling loans, and then choose the one that suits them. Usually choose a lower loan interest rate, but when choosing a platform, we should also pay attention to its formality and avoid borrowing from informal platforms.

Version information: Take Fanpu Credit Version 4.0.0, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.