(1) investment management
Investment, research and trading departments that invest in assets such as equity and fixed income; According to the different sources of funds, it can be divided into public funds and special financial funds (including social security pensions and annuities). Different companies have differences in department structure, but generally speaking, they all provide reliable decision-making basis for investment through comprehensive, professional and in-depth multi-angle research, and then strive to achieve the income goal of portfolio investment operation.
(2) Marketing
Sales include Public Offering of Fund marketing and special account marketing. Among them, Public Offering of Fund marketing mainly sells Public Offering of Fund products to individual investors and some institutional investors through direct sales and consignment. Special account marketing means that marketing customers, especially institutional customers, invest outsourced funds in special account products.
(3) product development
The product research and development department is mainly responsible for the design of fund products, that is, according to the demand and future development trend of the fund market and the internal situation of the company, the product design and layout, the completion of relevant legal documents, the preliminary layout of fund products, reporting supervision and follow-up services, etc. , sensitive to regulatory policies, forward-looking to the market, also plays an important role.
(4) Risk compliance management
The Risk Management Department is mainly responsible for formulating and supervising the implementation of regulatory requirements and the company's internal risk control policies, evaluating the risk of the fund portfolio according to market changes, and putting forward risk control suggestions to provide better protection for the security of the fund property. In addition, the regulatory compliance department is responsible for supervising and inspecting the legal compliance of the operation of funds and companies and the implementation of various rules and regulations of fund management companies.
(5) Capital operation
The fund operation department is responsible for fund registration, transfer registration, fund accounting and settlement. On the one hand, it is mainly capital settlement, including account opening, redemption application and share clearing, account fund transfer and accounting records; On the other hand, it is mainly fund accounting, including recording and accounting the operation of fund assets, transferring funds for investment transactions with custodian banks, establishing fund asset accounting files and filing them.
In addition, the effective operation of fund companies also needs the support of human resources, administrative integration, information technology, finance department and other background departments.